We offer a broad range of banking and financial legal services. We take pride in providing dynamic solutions and timely services to lenders and borrowers dealing with financing and security matters, ensuring that the transaction is completed on time.
Our team, with considerable expertise and experience across virtually all types of financing facility (funded and unfunded) and securitization, is regularly involved in representing clients with respect to structuring, negotiating and documenting sophisticated and complex financing transactions, in matters ranging from real estate and asset-based finance, lease finance, Islamic finance, multi-lender syndicated loans to general corporate, commercial and consumer secured or unsecured lending.
In addition, our lawyers have advised and assisted some of the leading local and international banks and financial institutions, including Non-Banking Financial Institutions (NBFIs), in producing and updating their standard template banking and finance documents, banking products development and standardised terms and conditions. We are able to provide legally and technically sound advice, as our team handles all banking and financing matters from both commercial viewpoint, as well as the regulatory aspect.
Our team is also highly proficient in Islamic financing, advising Modarabas and Islamic banks on their Islamic financing transactions, including structuring, documentation and securitization, as well as development of Shariah-compliant products. Our expertise in Islamic finance include structuring on: (a) Murabaha, (b) Mushraka / Diminishing Musharaka, (c) Ijara, and (d) Istisna. Our formidable understanding of the principle of Shariah-compliant banking, coupled with our knowledge of current scholars' interpretations and the evolution of market practice for Islamic financing, enables us to work closely with Islamic financial institutions in devising innovative and leading-edge financing structures and products, ensuring that risks are minimized and our clients are able to leverage the opportunities available.
We assist and advise our clients in structuring, documenting and ultimately closing a wide range of financing transactions including:
Corporate Lending & Securitization
Asset-Based Lending
Receivables Financing
Lease Financing
Bilateral and Syndicate Lending
Islamic Finance
General Commercial Lending
We also provide additional support to clients through regular seminars, workshops, briefings and in-house training.
Our lawyers regularly advise borrowers and lenders on the full spectrum of secured and unsecured corporate and commercial lending transactions, including but not limited to, bilateral and syndicate asset-based financing, financing of private business acquisitions (by way of both share and asset purchases), receivables financing, bridge financing and real estate finance, in line with the legal and regulatory framework in Pakistan.
With a combination of skills, breadth of experience and geographical reach, we are strongly positioned in preparing standard and unique loan documentation and security structures with a commitment of providing the best possible service for our clients, however big or small the project. In each transaction that we are involved in, we are focused on closing the deal in an effective and timely manner, whilst protecting each side’s interests.
Our litigation and dispute resolution lawyers are highly experienced in all aspects of banking litigation and enforcement of securities. We provide strategic, cost-efficient and seamless service to banks and financial institutions, before the Banking Courts as well as Sindh High Court at Karachi, in respect of recovery of finances by way of enforcement of corporate and consumer finance documents and related securities.
In addition, our lawyers also provide ongoing counsel to financial institutions on governmental regulatory and enforcement matters (e.g. FIA, SRB, SBP etc.), litigation and transaction risks, and dispute-resolution mechanisms.
Our banking and finance lawyers possess specialist understanding of the principles and requirements underpinning Shariah-compliant finance, and working closely with the Shariah advisors of leading Islamic banks and Modarabas, have advised on structuring of complex syndicate Islamic financing transactions, investments, and products.
Our expertise in Islamic Finance includes, but is not limited to, the following:
Sukuk
Murabaha
Musharaka, including Diminishing Musharaka
Ijarah
Istisna